I used to be afraid of insurance companies, but have since gotten over it. It’s one of those things that if you don’t pay your bills you’re probably going to have a bad experience with the insurance company. The thing that really scares me about them is their lack of compassion. I can’t even begin to describe that. I’d go so far as to say they’re all mean and nasty.
Well, you have to pay for insurance with cash, but the problem with that is that the cash is gone. That’s the real problem here, no cash. If you can get money from your bank or credit union, you can pay your bills. But they are going to give you a whole bunch of paperwork to fill out.
I can’t even begin to count how many times I’ve heard people say they would be better off without insurance, but I’m not sure I can. I just think it’s the same thing with banks. One of my best friends has been with a bank for about 10 years. One day he says she has a bad account, the next she says its fine. I would think it would be better to have one account with good coverage than have a hundred accounts with bad coverage.
Gap insurance is different from a bank account. Yes, you can lose your account. You can also lose your life. But if you need insurance to pay your car insurance bill or keep your bank account from going out of business because your spouse is leaving you, you want it to be a different kind of insurance.
Gap insurance is intended for when the gap between what you thought you had insurance for and what you actually have insurable coverage for is so large as to make you think you might be overinsured and that you’ll need to pay for a separate insurance policy.
In the case of gap insurance, you might have thought that you had insurance for your car and you realize you don’t have that insurance. Or maybe you think you don’t have insurance because you don’t have enough coverage for an annual policy. In fact, it’s hard to tell with gap insurance whether you have enough coverage or if you’re overinsured.
You have to have the proper insurance on your car. The coverage does not cover everything, but it covers most of what you need to insure. This includes things like collision or comprehensive. It doesnt cover things like breakdowns of the engine, damage to the radiator, or if your car was stolen or you had a fire or someone stole your car. You also have to have your car inspected by a professional at least once every 6 months to make sure everything is in order.
The coverage only covers your car if you have it insured. I have a car that was stolen from me and I had to hire a professional to get it fixed. If I had the proper insurance, I could have sued the insurance company for their fraud and lost my car.
I have a friend who owns a dog named Choo Choo. One night in April we were playing hide and seek and Choo Choo happened to be the one that had most run-over spots on the floor. Choo Choo wasn’t hurt and I didn’t see anything that wasn’t supposed to be there.
When she does go on a run, Choo Choo knows that it’s not a good idea to jump right into the air. It’s just part of her game and it’s her way of saying she’s not scared. After all, she can’t die, so why should I be scared? And besides, it’s not like Choo Choo is going to run out into the ocean and get into trouble.
